Wednesday, August 22, 2012

On the web dealing continues to grow significantly from the past few years. A stock trader ought to use a specialist for you to key in their inventory purchases.


Stocks by caltonmonument


Penny Stocks, small caps, micro caps and nano caps are terms often interchangeable, relating to stocks traded under five dollars a share. Stocks referenced to any of these terms, each has market capitalization, which refers to the total number of shares outstanding of company's stock multiplied by the value per share. The total amount is the market capitalization for the value of the company. Small Cap stocks are companies that are traded and each has a market capitalization under two billion dollars. Micro Caps have market capitalization under $500 million and Nano Caps have market capitalization under $50 Million. Penny stocks are listed the Pink Sheet, do not have the minimum criteria for capitalization and the number of shares required to be listed on NASDAQ (Established in 1971, National Association of Securities Dealers) and OTC (Over-the-counter bulletin board - Stocks that are traded via a dealer network, which refers to broker-dealers negotiate directly with one another over computer networks or by phone, regarding the purchase and sale of these stocks, contrary to a centralized exchange). Web sites that provide resourceful information regarding penny stocks is PinkSheetstock.com, and other listed sites found on Internet search engines. Having a brokerage account, can buy, sell or trade any penny stock. The Securities and Exchange Commission, require financial institutions or brokerage firms to provide their clients with documentation, describing the risks of investing in penny stocks. Also, customers must receive a monthly account statement showing the market value of each penny stock held in their account.


Penny stocks listed on pink sheets have advantages and disadvantages. Advantages: Many more shares can be purchased compared to those stocks trading above one dollar or more, for the same total amount invested. Actually, a few hundred dollars or less, can purchased hundreds, thousands or ten's of thousands of shares, of cheaply priced stock. Sometimes purchasing these very cheap or low price company stocks, may emerge into a more valuable company, and eventually meet the requirements to be listed on NASDAQ. The volatility, speculation and rumors, may greatly influence the daily, weekly or monthly trading of a penny stock. Because of these many factors, day traders can buy and sell, a company shares, in a day, and make a profit. Disadvantages: Many penny stocks traded have a large price difference or spread, between the "Bid Price" (The price an investor pays for a share of stock) and "Asking Price," (The price a seller is willing to accept for the sale of shares of a company stock) because of the few number of shares maybe traded or hardly ever traded, during the day. The difference between both of these prices, makes it harder to sell at a profit, and requires the stock prices to appreciate in value substantially more, in order take a profit. Also, if the liquid for the stock does not exist or is low, the investor's only choose upon selling the stock by lowering the asking price or taking a loss. Brokers or financial institutions tend to charge more commission for penny stock trades. Information regarding the financial records of these companies, which are represented, as penny stocks are harder to locate obtain, outdated, information is prone to fraud or misrepresented. Most brokers or financial advisors do not provide any information regarding their opinion on purchasing or selling penny stocks. Often these stocks are more speculative and have the greatest amount of risk for investing. Statistically, seventy-five percent of penny stock companies, trading under five dollars a share, will file for bankruptcy over ten year period, making their stock valuation almost or at least worthless. According to PinkSheets.com, in 2005 at least 4,781 companies were listed on the Pink Sheets (Most penny stocks are listed), with a market value at least $47.4 billion.


Those interested investing in penny stocks, should be cautionary of those brokers or scam artists, which use high pressure sales techniques, false advertising, and do not encourage investors to check out penny stock investments carefully, through their use of telephone calls, mail solicitation, E-mails, and instant messages on cell phones. These unscrupulous brokers, may not be licensed, provide false representation of a companies financial information or may try lure investors to buy an IPO (Initial public Offerings) penny stocks, by promoting a false advertisement or words of encouragement. Also, trying to sell penny stocks through any of these brokers, would be impossible or unreliable. Often, these brokers become "unavailable" to answer any calls, from those wanting to sell. Through these techniques, a dishonest broker will try to pump up the price of the stock, and then dump the shares, currently owned to make a profit. Also, similar technique adopted by scrupulous newsletter writers (online or mail) or those in chat rooms by providing false information, for prospective investors, by luring them into purchasing penny stocks. Millions of dollars are lost in the penny stock market each year. Unfortunately, the Securities and Exchange Commission, which regulates and enforces securities laws, has no over sight over Pink Sheet listing of stocks, because their jurisdiction only covers companies with more than ten million dollars in assets and more than five hundred shareholders of a public traded company. Almost all stocks traded on the Pink Sheets are not within their jurisdiction. However, extreme cases of antifraud provisions, certainly captures the radar detection for criminal prosecution of the Securities and Exchange Commission (SEC). In 2004, SEC did pursue prosecution against various brokers, which pumped up the price of some penny stocks or provided false research information, which got investors to purchase those penny stocks, then where sold by those brokers, which already had purchased those shares.


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Tuesday, August 21, 2012

How to make your own home Wheelchair readily available. Effectively the first thing to determine is the height that you'll possess.


Ramps by Mazda6 (Tor)


When it became apparent last month that my mom would soon be needing a wheelchair, building a wheelchair ramp for her home was moved to the top of the priority list. Wheelchair ramps come in all shapes and sizes, and many of the ramps one might see in private residences are often built without any regard to the ADA (American Disability Act) guidelines. While it's not necessary to follow these guidelines when building a wheelchair ramp in a private residence, these guidelines can help guide a homeowner as to what is safe and what is not.

If one of your parents will soon be needing a wheelchair ramp, this easy reference guide will help you design a ramp that meets the ADA safety standards as listed in the ADA Accessibility Guidelines for Buildings and Facilities (www.access-board.gov/adaag).

Slope: According to the standards, the least possible slope should be used for the placement of the wheelchair ramp. While most doors open up onto level sidewalks, in the case of split levels or hillside homes, a little thought needs to be given as to what direction will provide the least slope.

Rise: The rise is the angle of ascent, and the ADA standards are for a slope of 1:12. This means that for every foot of ascent (or descent), the ramp has to be 12 feet long. For a front door that rises 3 feet above grade, the ramp must be 12 x 3, or 36 feet.

While this seems excessive, a shorter rise means that the wheelchair can't be easily pushed up the ramp. It also means that the wheelchair will be more difficult to control on the way down.

Width: The ADA standards for width is 36 inches.

Landings: Wheelchair ramps need a level landing both at the top of the ramp and at the bottom of the ramp. The landing must be at least 60" long, however, if the wheelchair needs to change direction on the landing, the landing must be 60" x 60" which will allow for adequate turning space.

Handrails: Many of the wheelchair ramps I see in my neighborhood don't have handrails. Since I worried about my mom falling off her ramp, we decided that handrails were absolutely essential. According the ADA standards, any ramp that rises for more than 6" above the ground or projects horizontally more than 6 feet should have handrails. Handrails on wheelchair ramps must be on both sides of the ramp, rise between 34-36" above the ramp, and should be continuous. If the ramp is designed with banisters, it's wise to follow the Universal Building Code and space the banisters 4" apart .

Side slope: Side slopes refer to slightly angling the ramp sideways so that water can run off. Side slopes should not be any greater than 1:50.

Edge protection: To prevent the wheels of the wheelchair from rolling off the ramp, edge protection is also important. Edge protection can be either banisters, curbs, or walls.

Will work safely in adverse weather conditions: Instead of building a wheelchair ramp out of the cheapest material possible, think ahead as to how the ramp will hold up in the weather. Wheelchair ramps should be constructed with durable material such as redwood or cedar, and designed so that water isn't able to accumulate on the surface. Water that pools can ruin the wood and create a slippery surface (especially in the winter) that can be a hazard to a person in a wheelchair.

Sources: http://www.access-board.gov/adaag/html/adaag.htm#4.8


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Monday, August 20, 2012

What exactly is the Stock Market? It is a structured technique wherever any individual as well as anyone can certainly possibly acquire or perhaps market their shares or gives


Free Stock Market Sure Tips on mobile by sms by Miss.Natasha Macwan


The character Crazy Eyes in the film "Mr. Deeds" comments that "I watch the stock market channel all the time." The character distrusts the host of the channel and suspects that others are falling for false information, but Crazy Eyes is not as gullible. Watching programming may not help your stock picks, but knowing a little about the history of the stock market might improve your odds for investments. The stock market has offered a place for legal speculation since 1792 and it has a strong lure for many investors who may or may not know a few interesting facts about its history.



Origins

The Buttonwood Agreement of 1792 established the foundation for the modern day stock market in the United States. The earliest firms created government bonds and bank stocks the same year. The New York Stock Exchange formally organized in 1817 with just 24 brokerage firms with two open trading sessions that included reading the stock offerings on a public floor of a local Wall Street coffee house. The Dow Jones Industrial Average started business in 1896. The NASDAQ, a stock exchange based on electronic transfers, opened for trading in 1971 and this exchanged combined with the American Stock Exchange in 1998. The Philadelphia Exchange merged with the NASDAQ in 2007.



Great Depression Regulation

After the problems of margin buying and lending that contributed to the Great Depression in the United States during the 1920s and 1920s, the federal government passed the Securities Act in 1933 to regulate practices that contributed to fraud and poor economic planning. The act set up a federal disclosures and registered new stock issues. The Securities Exchange Act of 1934 added controls over fraudulent practices and disclosure and established the Securities and Exchange Commission to oversee the new regulations. 



Index and Mutual Fund Trading

Stocks are not the only item traded on the stock exchange. The market also trades mutual and index funds. Massachusetts Investors Trust presented the first offerings of mutual funds in 1924, and the Wellington Fund combined stocks and bond offerings in 1928. Wells Fargo Bank established the first index fund in 1971 that allowed creation of stock market offerings by The Vanguard Group soon after the index creation. 



Market Closings

Stock market closings correspond to world events. The longest closing of the New York Stock Exchanged happened July 31, 1914 during World War I when the war sent stock prices plunging. The market remained closed for a time and operated on limited hours for over four months. The market closed again in March 1933 in a "Bank Holiday" to stabilize trading during the Great Depression. President John F. Kennedy's death November 22, 1963 closed the market for the day. Trading stopped for four days after the bombing of the New York World Trade Center September 11, 2001.



The Best and the Worst Decades "The Wall Street Journal" claims investors during the 1950s saw the best returns on money invested in the stock market. The decade of 2000 marked the worst period of investment, even when the decade of the Great Depression is included. Financial reporter Tom Lauricella notes that, "Investors would have been better off investing in pretty much anything else, from bonds to bold or even just stuffing money under a mattress."

History as a Modern Investment Indicators

1. Poor Markets Include Prime Times for Investments.

The Great Depression of the 1930s included prime times for investors. The period from July 1932 through July 1933 recorded the Dow Jones Industrial Average's best year, marking a gain from 41.22 in July and increasing to 105.04 almost to the day a year later.

2. Low Risk Entrance Points Occur Regardless of Market Conditions.

The Bear Market of 1929 through 1932 provided investors a chance to enter the market with low amounts of capital. Modern investors have had similar investment opportunities, including such options as purchasing General Motors stock at bargain basement prices in 2008.

References:

Board of Governors of the Federal Reserve System: Stock Market, Selected Statistics, Aug. 2010.

Domhoff, William. Who Rules America? Wealth, ncome, and Power, Dec. 2010.

"Investors Hope '10s Beat the '00s." Wall Street Journal. Tom Lauricella, Dec. 20, 2009.


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Stocks together with lower price/book ratios or even price/earnings percentages. In the past, benefit futures include liked greater typical dividends compared to expansion stocks and options (stocks and options using large price/book or maybe P/E proportions) in a variety of places


Invest in the stock market with best stocks picks through http://www.hotstockprofits.com/ by bbrij873


On the morning of 8/9/11 Sonoma County real estate investor Steve asked his me, his Realtor to negotiate a longer escrow because of the large drop in the stock market the previous day. Stock market declines have a strong effect on investors like Steve who will likely still purchase the property he is pursuing, but he is literally banking on a short term market rebound so that the losses he realizes have an opportunity to be negated or at least lessened when transferring the stock assets to a real estate asset.

Drops in the stock market don't just delay real estate escrows as they will likely do in Steve's case. They have the ability to derail sales altogether. Buyers suddenly have less money at their disposal and they may need to buy a less expensive home or they may get into a position where they can't or won't want to purchase at all. They will simply wait until they have more money when the market rebounds.

Stock market gains are important to real estate because often buyers are counting on liquidating stocks in order to purchase homes. I purchased my first condo in 2000 in part by buying 100 shares of (PCL) at the IPO price of 16. After the requisite holding period of 30 days I sold in the mid $150's and that became a significant portion of my down payment. Short term trading strategies don't necessarily help the market, but back in the day when the internet economy was in its infancy and booming people like me were taking what they could get and riding an upwelling in the market.

The stock markets and the world economies need to perform. It would be great if someone like Al Gore would come along and discover an internet or something. Don't hold your breathe but our society is evolving. Technology is driving change and new opportunities. Perhaps the paradigm shift to a greener economy will not only help the planet but all of our pocketbooks and portfolios as well?

In general when the stock markets are up people have more money to invest in other things like real estate. Conversely as markets decline people not only feel less than wealthy, but they are and they can only do less. The economy as a whole suffers, which is why the stock market must and will perform. We've all got too much riding on it, even those of us who don't own stocks.


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Monday, August 13, 2012

What exactly is the actual Stock trading game? It can be a organized method where anyone as well as everybody can easily both buy or even promote his or her stocks and options or stocks


Bear Market Rally? by sunsfinancial


Being underwater is the worst. Some bipeds may look to the ocean or the pool with longing and may be giddy once inside. But human beings are meant to walk and hunt and mate and live on land. So it goes for the term being underwater in your investing. If you find yourself in a position where you've bought into a stock and the stock has lost value and the shares you bought are now worth less than what you paid for them, you are underwater. You should know a few things especially for penny stock investing before you make any sudden moves with your positions.

How many shares are outstanding? If you are a penny stock investor in a company that's gotten a little share happy and just keeps issuing new shares, this could be the reason that you're underwater. Dilution is a major cause for penny stocks to go belly up. However your penny stock could also just be going through normal fluctuations of stocks. Before you double down or anything like that, make sure you know when the last share issuance was, for how many shares it was, and if the retreat in value is because of a flood of shares.

Has Your CEO Been Spending? If the rumor around the chat mill is that your CEO is spending big bucks on planes and hotels, this could be bad for your bottom line. Don't trust the heathens who live in the chat rooms. Call investor relations and get the straight skinny. They should be able to tell you where the CEO went and why. If they can't you may be underwater without a breath left. However if they are inking international deals, planning some big launch or something else, the profit wheel could be turning sooner than you know.

Shift in Plans: Many times retracements are from a shift in plans. The market doesn't like uncertainty. But you're smarter than the market anyway. If this shift in plan looks to be a winner for your flagging penny stock investment, you may wish to adjust your position or even double down if you're feeling lucky. A shift in plans in your underwater penny stock positions could be just the move to get you the air you've been looking for.

Due to the volatility of penny stock investing you never know if your positions will ever regain value. You may end up all the way down at zero with no money in your individual positions. However for some savvy penny stock investors, being underwater in your penny stock positions is nothing more than an opportunity. Before you go throwing darts into the wind though you should know a few things about the stock you're invested in and the relative value to your shares or you could be the one who winds up holding the bag.



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Wednesday, August 8, 2012

Disadvantages of trading throughout any amount of money stocks


Counter Trend Trading by Online Trading Academy


In this day and age, almost everything is moving over to the internet. Stock trading is no exception. Online trading offers a lot of great advantages, especially for beginners looking to just get started.

Being a young college student, I wanted to jumpstart by financial status by starting to invest some of the money I earned working an internship. After reading books and looking on the internet, I quickly found that online trading is the best option for someone like me. The internet allows you to be your own stock broker, which can save you a lot of money in brokerage fees. It also allows you to buy fractional shares of stock, for those who are on a tight budget but still want to buy into their favorite companies.

The most known online stock trading website is Sharebuilder.com. They run countless TV ads and can be seen in most financial magazines. I originally started out by investing with Sharebuilder and had an enjoyable experience with them. There are a couple types of services including basic, bronze and gold. I used the basic service which has no monthly fees but charges $4.00 per automatic trade. Automatic trades allow you to setup a portfolio and have it invest once a month, biweekly, or weekly depending on your preference. However, if you every want to buy/sell shares in real-time, it will cost you $15.00 per trade. This can add up very quickly, especially if you are only dealing with limited amounts of money. Because of this, I recently switched to a new service, known as Sogoinvest.com.

Sogoinvest.com is a rather new company based in New York City. What made me decide to switch was the rates they offer. Upon signing up, you will receive a 90 day promotional package which allows you to buy and sell stocks for only $1.00, in real-time! This is 1/15th the cost of Sharebuilder.com. It works very well if you want to buy shares for short amounts of time and then sell them for a profit. Once the 90 day promotion is up, the fees will increase to $3.00 unless you sign up for a gold or silver package. However, this is still 1/5th the cost of Sharebuilder.com.

Overall, I would recommend anyone that is starting out in the investing world, to check out both Sharebuilder and SogoInvest. Sharebuilder offers more tutorials and information but Sogo has the best rates hands down.



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Wednesday, August 1, 2012

Learn how to create a handicapped entry ramp


Jeanie's Wheelchair Ramp by Bona_Responds


People build ramps for all kinds of purposes and out of all kinds of materials (i.e., concrete ramps, wooden ramps and skateboard ramps, wheelchair ramps, etc.). Ultimately, the purpose of the ramp will determine the nature of the ramp. But when you build it, you need to keep the 345 triangle in mind for the basic design. Here are some basics regarding the fundamentals of building a wheelchair ramp.

There is no cut and dry rules that determine the slope and the material of your ramp. You need to look at the purpose of the ramp to guide you. If you are looking for standards, look no further than the US disabilities standard. They confirm to the 1:20 rule which prescribes that for every inch of rise, a run of twelve inches is required. The layout and plan is a most important part of building a ramp. One thing that you need to keep in mind is the fact that you need to nail the measurements the first time that you take them. The idea is to make several measurements and a single cut.

Once you finish the layout, it is time to think about the correct procedures in your state. Each state has its own code and building regulations and you need to confer with the local building authority to make sure that you have got it right. For instance, the turnaround platforms need to have footings on all four corners. And you need to place these footings with a spacing of five feet. If your area has a frost line, make sure that you dig the footings at least four inches below the frost line.

Use a Sona tube or any other cone shaped tube and place it into the footing such that a few inches of the tube will be seen above surface. Pour cement into the tube and make sure that the posting wood is soil contact treated. All that needs to be done is to lay the ramp on to the posts and place cross joists at each of the posts.

The wood that you use for the decking also needs to withstand rot. You need to use pressure treated wood to make sure of this fact. The wood may shrink over time as a result the water rum off area is not a big priority here. But you can use nails between the decks for safety and the railings should be as per regulation.



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First Edition: August 1, 2012 - Kaiser Health <b>News</b>

Today's early morning highlights from the major news organizations, including reports about the legislation to limit health spending approved by Massachusetts lawmakers.

First Edition: August 1, 2012 - Kaiser Health <b>News</b>

Obama Gets Good <b>News</b> In Swing States, Leads In Florida, Ohio <b>...</b>

WASHINGTON -- New polls in three critical battleground states provide good news for President Barack Obama, as all three show him leading presumptive Republican nominee Mitt Romney by statistically significant margins.

Obama Gets Good <b>News</b> In Swing States, Leads In Florida, Ohio <b>...</b>

The Daily Lays Off a Third of Its Staff - AllThingsD

News Corp. officials have publicly defended The Daily, which News Corp. CEO Rupert Murdoch thought would serve as a template for newspapers' transition to the tablet era. Murdoch's team worked closely with Apple and its ...

The Daily Lays Off a Third of Its Staff - AllThingsD